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Posts Tagged ‘Money’

Surviving Christmas

It’s Monday 21st December and  I’m looking out of the window at the snow on the ground wondering if we’re going to have a white, Romanian Christmas. The sun has nearly set so the coloured lights of the Christmas trees are starting to appear.

Christmas is everywhere – even the desktop icon on my favourite media player has mysteriously grown a Santa hat (I kid you not! It is cute but truly bizarre! Go to the end of the post to see what I mean).

For the last few years I’ve become increasingly ‘anti-Christmas’.

To be more precise, I’ve become increasingly ‘anti-Christmas-commercialisation.’ I wrote last year about the Corporate Take-Over of Christmas so this year my scrooge-like attention is drawn to the personal domain.

15 Carol Singers

The weekend heralded the arrival, en masse, of carol singers, ranging from well trained young theology students with angel voices through to ragged groups of gypsies who seemed to think that blowing random notes on a trumpet was a good way to herald the holiday season.

I didn’t get the impression that any of the approximately 15 visiting groups were interested in anything other than receiving money. I have a very non-peaceful desire to get all zealous and throw cold water over them – but then I know that would ruin it for everyone.

1 Supermarket Trip

Mona and I went to the supermarket early on Saturday morning, just after it opened at 8.00 am, to buy a few supplies. We assumed that at that time of day everyone would still be asleep or digging their cars out the snow and we’d be able to shop in peace.

I really should learn not to make assumptions.

It was packed with people frantically stocking up and you would have got the impression that the end of the world was about to arrive. We were doing the same, so it would be highly hypocritical of me to complain and we spent at least twice as much money as we normally would on a regular excursion for provisions. There’s really no reason for it other than some vague fear that we might starve over the holiday season and not be able to buy anything if we run out.

I don’t normally notice myself respond to a ’scarcity’ view of life – but this was definitely one of those times.

Starvation, thank God, is not part of my reality and I count myself fortunate when I think of all the millions of people who do not have enough to eat.

559 tree decorations

We just decorated our tree and I have to say it’s looking very pretty. I’ve even taken the liberty of putting a photo of it here!

One thing you will notice is that when it comes to decorating the tree, the concept of scarcity is far from our thinking. There are 559 individual decorations collected over many years. It reminds me of my childhood when the tree was a highlight of the year and a focal point for family life and revellry.

I didn’t actually count them – the number 559 is random and simply implies ‘a lot’. It’s a reasonably harmless demonstration of the excess I usually subject myself to at this time of year.

Excess baubles, excess food, excess drink, excess lazy days in front of the TV.

I doubt I can be 100% frugal but would like to curb some of the usual excess.

How to survive Christmas?

‘Survival’ and ‘Christmas’ may seem like strange sentence bedfellows. Either that or it’s a clear sign of my scrooginess coming out again. At this time – a few days before Christmas – I start to get edgy and I do usually worry about how to get through the festivities without exploding.

This year I decided to stop fighting and go with the flow.

I might not actually enjoy the hordes of money-grabbing carolers, supermarket freaks and glittery plastic things hanging from the tree. But that doesn’t mean I should get irate about the secular perversion of this time of year and shut myself away for a week until it blows over.

It is how it how it is and I can choose to enjoy it or fight it. I’m free to enjoy my way, everyone else is free to enjoy it their way.

To those who celebrate Christmas – enjoy your Christmas. To those who celebrate something else – enjoy your something else. To those who don’t celebrate at all – enjoy your non-celebration.

Life’s too short not to enjoy as much of it as possible – even desktop icons that strangely grow Santa hats!

A Short Celebration Of Human Ingenuity

I’m constantly amazed by our capacity for ingenuity. My mother sent me this video which for me is testament to what we can achieve.

I find it a really beautiful machine. Totally useless as far as I can tell -- but beautiful nonetheless.

Musings On A Laptop

I bought a new laptop last week and am still getting used to it. It’s a replacement for my well used and much appreciated old one. When I say ‘old’ I mean it had just turned 2 years. The sparkling new one is twice as fast, twice the memory, double the gadgets and I paid less money.

And it got me thinking about all the wonderful things to celebrate that were born from our ingenuity -- I’m just surrounded by examples.

I pick up a little black box I call my mobile phone, press a few buttons and talk to someone on the other side of the world almost as clearly as though they were in the next room.

I switch on the TV and see actual images from all over the world and beyond, side by side with fantastical images of amazing creativity -- I’m thinking of political broadcasts here ;-)

I look out of the window and see huge buildings that seem to defy gravity.

I get on a machine that flies through the air and in a matter of hours can be pretty much anywhere in the world.

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I can see pictures taken of far away galaxies of unimaginable size and beauty.

We’ve invented machines that can see inside the human body and chemicals that boost our immune system and heal diseases that were fatal to our ancestors.

I could go on and on …

On the other hand …

hiroshima

We produce things that kill, destroy, pollute and poison.

I find it important to remember these things while we pat ourselves on the back for everything we’ve achieved. Our ingenuity is truly a cause for celebration and I look forward to the day when we can also fully celebrate our compassion for each other and care for the world we live in.

You Don’t Need Money

Money is an important and inescapable part of our lives. Each of us has a relationship with money, and I’ve personally found much freedom by getting clear about that relationship. Clarifying the role of money in our lives is, I believe, a crucial step to finding peace.

At the core of this is realising – you don’t need money!

Master or Servant?

You can’t eat or drink it, you can’t build houses with it (not sensible ones, anyway!) and it’s not very effective for clothing. While we may need some of the things we can buy with it – money is, of itself,  pretty paper, coins or numbers in a computer system.

Yet I hear many people say, ‘I need money.’

Some risk their lives for it, some commit suicide over it – and some are willing to cheat and kill for it. It’s the centre of many conflicts in business and family relationships and most people spend half their lives working for it, in jobs they hate.

So what’s the big deal?

Why do so many of us believe we need it, and so many behave as though they are the servant of money rather then the master of it?

Money is a great invention – one of the greatest inventions of mankind – but I think we just forgot that great inventions are supposed to be a service to us – not the other way around.

Money is actually pretty useful!

It’s not impossible to live outside the entire money system – but few people ever achieve it, or want to, for that matter.

Close your eyes and relax for a few moments.

865434_money_mattersImagine looking in the places where you keep cash (wallet? purse? pocket? under the bed?). Imagine all your cash has disappeared and in each place you look there is nothing. You check your bank account and the number you see is zero! It’s all gone as some invisible force has wiped out all traces of any money you had in your possession.

What’s your reaction?

Apart from being confused about how it could have happened, were you worried, nervous, panicked, angry? Or maybe relieved?

If you were completely indifferent – congratulations! You’ve probably reached enlightenment!

We don’t need it .. but it sure is handy!

If I delve into my distant memory of 7 years of studying economics, business and accounting I recall two main things we use money for.

1   Means of exchange

Which basically means I can go into any store and hand over cash and get stuff back, like food, clothes, TVs. More likely I’ll issue an instruction to my bank to take some numbers off my our bank statement and into the retailer’s account.

865433_money_mattersMoney makes life very easy to obtain the variety of things we need to live plus a vast range of things we don’t need but can be great to have. Of course, many things we buy or desire serve little purpose and hold us down – but that’s a topic for another day.

It’s a common language I have with anyone offering goods or services so saves a lot of time and trouble. Try paying for your $126 purchases at the supermarket check-out with an original Van Gogh painting and my guess is you’ll discover just how universal money is as a language – and how we’ve shut out alternative methods of exchange!

Money is a way to meet needs for freedom, flexibility, variety and ease.

I find it useful to remind myself that I can meet these needs in other ways – just that I choose money because of it’s convenience.

Having money is useless and it’s only useful when I pass it on. In other words I need to give it away in order for it to serve me in any way. I like to see myself as a channel through which it flows – it comes to me for services I’m providing and I pass it on for services provided.

If I’m a wide channel then money can flow without any pressure building up.

2   Measure of value …

… of things

Money itself only has value when it’s exchanged and because it’s divided into nice neat units it gives some measure of value of what it’s exchanged for.

It’s easy to lose sight, though, that value is essentially qualitative and rarely translates easily into a number. The market system goes some way to provide some reassurance that price = value, but it’s not perfect by any stretch of the imagination.

How I value things is uniquely personal depending on many things – and it changes frequently. If I’m thirsty – a bottle of water has a huge value to me and virtually none if I’m not. A fast sports car has no value to me at all despite it’s price tag because there’s no place to park it where I live. This blog means a lot to me and I’m willing to pay to keep it running.  I’m not earning enough yet from affiliate programmes to even cover the domain and hosting costs – but that’s ok as it has value to me beyond money.

I try to keep focus on the qualitative elements of value and not get too sucked into the whole pricing game. Of course, the less money flowing to me, the more I have to take care about my choices – but again it is about choice.

… of people

One of the unfortunate side effects of using money as value measure is that many apply the same thinking to human beings.

It seems commonplace, though rarely explicitly stated, that people with high salaries and/or wealth are valued more highly than those without. If I apply this thinking to how highly I value myself then it’s very damaging to my self esteem – to say nothing of the further damage it does it when I apply it to those around me.

I think we’ve mixed up the value of people with the value of the contribution they make to the world. Every human being has the same value – irrespective of the circumstances they were born into. It just can’t be turned into a monetary amount without creating a very screwed up world. One where people can be ‘collateral damage’, ‘lower class’ or ‘human resources’ to mention a few terms that come to mind.

I want to value all human beings equally, and at the same time value differently how each contributes to the world. We don’t all add the same value through what we do and how we live our lives. That’s down to many factors and almost impossible to measure objectively. Attaching a monetary value to it is an incredibly narrow attempt to do it.

I refuse to measure the value of anyone based on their spending power.

What I try to do is treat money like a vote.

If I appreciate something I’ve received (goods, services etc..) then I gladly vote with my money as an encouragement to continue doing what they’re doing.  And when receiving money I try to see that as one way of encouraging me. It’s not the only measure, and not necessarily the most important one. But I do like to have money flowing in and out as it gives me a strong sign that I’m doing something meaningful to me and to others.

Money certainly can’t make you happy, but a conscious relationship with it can put it in its place and bring a lot of peace, joy and freedom.

Book Review: Inner Productivity

It is with some humility that I’m writing this, my very first book review.

Even more so because the book I’m reviewing was written by Chris Edgar, one of my virtual friends, a regular contributor here and author of Purpose, Power, Coaching.

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Yes, Chris has written a book and he was kind and trusting enough to send me a review copy.

INNER PRODUCTIVITY: A Mindful Path to Efficiency and Enjoyment in Your Work

It’s a real book, mind, with paper pages bound together and not one of those modern eBook thingys! At nearly 200 pages it’s neither a quick read nor a door stop and about the right length, in fact!

Overview

This book is about cultivating what I call inner productivity—the mental and emotional state that allows you to get the most done and find the most enjoyment in your work

I think Chris is underselling because this book is not only relevant to our working life, but to everything we do.

My first impression when I scanned it was, ‘Wow. I could have written this book.’

I don’t mean I could actually have written it – but that Chris sees the world in a way that’s very close to how I approach life. For me the book is a peek inside myself and full of practical exercises and mini case studies drawn from his work as a coach. He cleverly bridges hard business ideas about productivity to spiritual and other ways of working with our inner world.

If you’ve read any comments by Chris then you may, like me, have been impressed by his depth and the practical advice he offers. His book is a little like reading a thousand of his great comments all rolled together.

Inside the Cover

There are four main sections to the book. I don’t want to give too much away so will just give a small taste of what each is about.

1   Your Inner Experience of Working

How we see the world is not the same as how the world actually is. When we realise this we take power back into our hands and find liberation – we’re no longer victims of the world, but creators.

2   Attention

Where we place our attention is crucial in accessing the state of flow – that beautiful feeling of pure motivation for what we are doing, here and now. Some really great exercises, for example about getting curious.

3   Intention

Many of us, whether consciously or not, have come to believe we need to be disconnected from our hearts to succeed in business, and perhaps elsewhere.

Discovering what we want to achieve, not just intellectually, but with the full weight of our emotional passion behind it. More than that, it’s not enough to know what we want to achieve, but we also need to know how we want to achieve it and to reconnect with our whole being – including our bodies and our emotions.

4   Foundation

This is about developing the grounding or inner stability that allows us to deal with whatever comes up in our lives. It’s about developing a deep and gentle self love and a greater sense of who we are. This may involve peering into our inner fears and darkness – but to do so for the healing it brings and to take us back to authenticity.

Don’t read this book

… If you’re looking for tips and techniques

… want a light read or

… hope to get to know Chris better.

It’s an holistic look at what makes us tick – physical, emotional, intellectual dimensions. If you’re looking for a ‘How To’ book with tips and techniques , then this is not the book for you.

It’s about noticing how you approach the world – without fighting it or running away from it – just being with it. That doesn’t always make for an easy, light read as for many of us it involves facing some things we’d rather keep hidden. Chris always gives the reader the choice to look or not – there’s not a hint of preaching and he has a gentle touch.

I had the idea I was listening in on Chris rather than that he was talking to me. Like many good coaches he keeps some distance – I didn’t get the idea I knew Chris any better after reading the book. Some people might not enjoy that style, and miss a more intimate connection with the author. I personally enjoyed it as it gave me freedom to decide what to listen to and what not.

In conclusion. I enjoyed it, got a lot out of it and many things stay with me days after reading it.

Finally

I’ve noticed that when it comes to money, some people get a bit sensitive. As transparency is important to me I want to be clear that I have no financial relationship with Chris. I would have no hesitation in developing one, but I don’t have plans in that direction.

If you buy the book then Chris, as the author, obviously will get some money. If you choose to buy the book from Amazon through one of my links on this site then I get a small commission via my affiliate account.

In fact, this is no different from any book you might buy after following a link I provide here. I only ever link to books (like this one) I’ve read, enjoyed and would recommend to my closest and most intimate friends.

Not all my friends like my suggestions, but I think that’s normal and I’ve not yet lost a friend as a result of a bad suggestion.

Compassionate Business

Much of the first part of my adult life was spent in and around business, including one of the largest professional firms in the world (it’s also one with, I think, the longest name in the professional world). I learned a huge amount and was a great period of my life. But ultimately there was something missing and it took me a long time to figure out what it was.

I still spend a lot of time around business people and I’ve lost count of the number of times I’ve heard them tell me they cannot be fully themselves at work, because that’s just not how business operates. I’ve heard so many laments about the work place lacking authenticity, compassion and love.

In short, the full range of humanity is rarely encouraged in the corporate world.

In ‘Heart of Business‘ I explored what might be some of the factors behind this and then I got to wondering in more detail what might a ‘compassionate business‘ look like?

Here’s what I came up with and I’d really like to hear your thoughts on it.

1   Purpose

A compassionate business is clear about its purpose and how it peacefully contributes to the world. Its actions are always informed by and measured against this.

Ask many people what’s the purpose of the business they work in and most will reply ‘making money’.

I just don’t believe it – it’s a myth we’ve grown up with. Many businesses have sadly lost sight of their purpose and how their existence benefits mankind as a whole. They’ve come to believe that it’s all about money.

Every successful and sustainable organisation has a purpose – a reason to exist – beyond the profit motive. If making money is truly the only purpose then I don’t believe a business will survive long. It’s just not possible to fool enough people for long enough that they’re getting something of value when they’re not. Sure, it’s possible to trick people long enough to make some quick money (maybe even a lot of it) but really, what’s the point?

It’s all about making the world a better place. It might be hard to find and may take some digging around, but I believe it’s there, lurking under the day to day pressures to bring in revenue and cut costs.

Long term success can only come when a business exists to provide value, makes people’s lives better, and serves some human needs without being at the cost of others. And if the business as a whole is crystal clear about it, then the day to day work itself becomes far more meaningful for those working inside.

2   Decision making

A compassionate business involves people in decisions that affect them.

For me it’s a fundamental human need to be involved and heard in decisions that have an impact on me. It’s one of the foundations of the democratic tradition many of us hold so dear.

Yet we’ve got used to being told what to do and to allow others to make decisions for us.

Dependency has no real place in the life of a mature adult. We expect to have a say in many areas of our lives yet put up with the opposite in much of our working lives. I think it’s habit and largely a relic from our childhood when we relied on our parents to decide (even then we didn’t like it much of the time). It appears in business as the myth of ‘boss knows best’.

Many businesses make some attempt to involve workers in the name of ‘empowerment’ or other such things. A compassionate business will open up decision making all the way and include all those affected by a decision. It doesn’t mean that decisions won’t be delegated, it doesn’t mean that difficult decisions will be avoided but it will mean the basic desire we all have for control over the direction of our lives will be honoured.

3   Hierarchy

A compassionate business will value equally each and every employee. Structure will be used purely as a functional tool to help order complexity.

I think we all want to be treated as human beings – with respect, understanding and an appreciation for the unique contribution we each make to the world.

In many organisations people carry a label and a place in a hierarchical structure. Often they get seen for position first and for their humanity second. The functional need for structure often gets mixed up with the ego desire for status and power.

The organisation I worked for was more human friendly than most. Even so I was treated very differently when my label changed (because of promotion) from ‘Manager’ to ‘Senior Manager’. My voice was listened to more, I had greater privileges, more money, involved in more confidential matters and more highly respected. I felt that I was more valuable and important – and was treated that way – yet I was exactly the same person. All that changed was one word attached to my name.

A label does give some indication of experience and breadth of perspective. ‘Senior’ indicated I had more of the big picture, was less involved in day to day affairs and internally could make more expensive decisions. It didn’t make me – Ian Peatey – more important or valuable as a human being.

A compassionate business will not only recognise people according to their experience, capability and breadth or depth of view – but value them equally as human beings. Hierarchy will be minimal and used solely for ordering the complex web of relationships and organisation.

4   Duties and Responsibilities

Things will only be done in a compassionate business if they serve a purpose, add value to the world and are done willingly and freely.

Most businesses operate around roles and job descriptions. If you do what your boss tells you, carry out your duties, fulfil your tasks and meet your goals then you’ll get paid. Do it consistently and you might even get promoted.

There’s little room in most workplaces to freely decide if you want to do something or not. In turn that probably means many activities are not done ‘willingly’ but done because ‘that’s what the job requires‘.

I often hear ‘ … but there are some things that just have to be done. If you give freedom to people then nothing will get done.

I have two responses to this.

First, yes, there are some things that need to be done that are not enjoyable. But most of us seem to manage quite well outside work to attend to these kind of things quickly and efficiently.

Second, I wonder how many of these things that are effectively ‘forced’ at work, are in fact serving life. My experience was many things I did were to feed the egos of those higher in the organisation or, more likely, were just a waste of time.

A compassionate business will liberate it’s workers from the ‘duty and responsibility’ mindset and will cull all activities that do not contribute directly to fulfilling the purpose of the business.

5   Competition

A compassionate business will compete to be the best that it can, respecting and valuing those with whom it competes.

Competition can be a wonderfully creative force to improve performance. It can also be a terribly destructive force.

As I see it, the key differentiation is the attitude I take towards my competitor. Destructive competition channels energy into winning whatever the cost and irrespective of the consequences. Winning is about beating the competition – making ‘the enemy’ lose.

There’s another approach to competition which is about channelling the energy into being the best I can. I use my competitor to help me measure how good I am and to raise my own game beyond what I would do on my own. Winning is about performing better than I did yesterday. It’s respectful to my competitor as an ally not as an enemy.

What have been your experiences in business?

Are there compassionate businesses out there or is it all cut and thrust?